Figures issued by the International Monetary Fund show that there were 294.2 borrowers per 1,000 adults at commercial banks in Lebanon at the end of 2014, constituting an increase of 4.8 percent from 280.7 in 2013 and compared to 179.1 in 2005. The borrowers’ penetration rate ranks Lebanon in 26th place globally among 88 countries with available figures for 2014, in 14th place among 29 upper-middle-income countries and in first place among nine Arab countries.
Globally, Lebanon had a higher penetration rate than Azerbaijan, Bosnia and Herzegovina and Paraguay, and a lower rate than Macedonia, mainland China and Thailand. It also had a lower rate than Turkey, Uruguay, Serbia, Chile, Brazil, Malaysia, Palau, Argentina, Latvia, Venezuela, Macedonia, mainland China and Thailand among UMICs.